I guess the difference is that you saw their decision as reasonable and I saw it as unreasonable. I was ticked 'cause I felt they were age discriminating but using another reason to cover that over. BTW, did you know it is illegal for them to refuse to issue you credit because you have "filed bankruptcy in the past."

I truly, truly hope they found better wording to use or else it is something you can pursue. Nonetheless, not to get you all ticked off, but you should be upset as they are discriminating against you for something that should not be taken into consideration.